It's the last thing any of us want to think about, but it is really important to make sure that your family is protected should the worst happen.
Life cover is designed to make sure that if you were to pass away, your loved ones would have the money to make sure that they do not struggle with the mortgage or other commitments.
Critical illness cover pays a one-off payment should you be diagnosed with a serious illness, giving you time to recover or spend time with your loved ones, rather than worrying about your mortgage or other financial commitments.
What happens if you were to become ill or have an accident which means you are unable to work for a significant period of time?
Income protection pays out a regular replacement income if you are unable to work as a result of becoming ill or if you have an accident.
This means you can concentrate on getting better, knowing that the mortgage and other daily costs of living are taken care of.
For nearly all of us, our home is our biggest asset but it is so much more than that.
Our homes are filled with all of our treasured possessions and memories and so if anything were to happen to them, you need to make sure that you have protection in place.
Buildings and contents insurance protects your home and your belongings, covering the cost of replacing your items and/or the repair of your home in the event of fire, flood or theft, to name just a few examples.
Ultimately, this ensures that, should the unforeseen happen, you don't need to find the money to replace your possessions or fund major repair work to your home.
As with all insurance policies, conditions and exclusions will apply.
Peace of mind...
Ultimately protection is all about peace of mind - making sure that if something unforeseen were to happen, your home and family are protected.
There are a range of different options open to you and at Pebble Money, we are here to guide and support you to make sure you have all the protection you need in place.
So, if you're a first time buyer looking to get on the property ladder or would like to take a look in more detail at your current arrangements, do not hesitate to get in touch.
To find out more about protection or to arrange an appointment, please get in touch.